a red heart symbolizing the cost of a heart attack or critical illness

AHA Highlights Critical Illness Insurance

The American Heart Association asked its online visitors yesterday to think about critical illness insurance during this American Heart Month. About 1.2 million Americans suffered a first or recurrent heart attack in 2007, and such illnesses may cause financial hardship, AHA said in an article posted on its Web site. The article described this type of insurance as a lump sum payable when someone is diagnosed with a serious illness, such as a major organ transplant, kidney disease, or a heart attack, and pays for medical deductibles, co-pays, experimental treatment, child care expenses, travel to treatment centers, etc. AHA said New York City-based Guardian Life Insurance Company of America offers educational materials about critical illness insurance for brokers, employers, and other benefit decision-makers at www.GuardianBenefits.com.

"As a leading illness in the United States, heart disease disrupts families not only emotionally, but financially, as well," said Barry Petruzzi, second vice president, Group Benefits. "A 2008 Guardian study revealed that 90 percent of adults in the U.S. know someone who has battled a critical illness such as a heart attack, cancer, or stroke. The prevalence of ailments like heart disease and cancer, coupled with high survival rates, underscore the value of critical illness insurance. If we could hand a $5,000 or $10,000 check to a person as they recover from a heart attack, stroke, or cancer diagnosis, few would argue against the fact that the money would go a long way to help with recovery."

AHA said the survival rate of heart attack victims is 67 percent today versus 45 percent in 1950.

Download Center

HTML - No Current Item Deck
  • Free Safety Management Software Demo

    IndustrySafe Safety Management Software helps organizations to improve safety by providing a comprehensive toolset of software modules to help businesses identify trouble spots; reduce claims, lost days, OSHA fines; and more.

  • Easy to Use Safety Incident App

    Record incidents on the go with IndustrySafe’s mobile app. Collect data for multiple types of incidents including including near misses, vehicle and environmental incidents, and employee and non-employee injuries; at job sites and remote locations—with or without web access.

  • Complete Online Safety Training Courses

    Deliver state-of-the art, online safety training courses to your organization with IndustrySafe Training Management Software. Generate reports to track training compliance and automatically notify learners of upcoming or overdue classes.

  • Conduct EHS Inspections and Audits

    Record and manage your organization’s inspection data with IndustrySafe’s Inspections module. IndustrySafe’s pre-built forms and checklists may be used as is, or can be customized to better suit the needs of your organization.

  • Track Key Safety Performance Indicators

    IndustrySafe’s Dashboard Module allows organizations to easily track safety KPIs and metrics. Gain increased visibility into your business’ operations and safety data.

  • Industry Safe
comments powered by Disqus